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Our mission is to educate middle Americans one person at a time.  We are dedicated to equipping people with the tools necessary to properly plan for their financial future.

Ernesto & Gina Lopez

Our Services

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Tax Free Retirement

Did you know the average person begins saving at the age of 53? And the biggest financial concern people face is outliving their money.Our plan is to eliminate that concern by establishing an easy plan to meet your needs TAX FREE!

Living Benefits

Do you own the NEW kind of Life Insurance or the Old? The new Living benefits Life Insurance allows you to accelerate your benefits in case of a critical, chronic or terminal illness. We understand Life Insurance is not a sexy topic. However, it is the most essential part of your financial portfolio. Let us help you!


Did you know annuities offer an array of features & benefits that can generate “life time income” and leave a legacy for loved ones? Let us help you find the perfect fit.


Did you change jobs? Are you confused about your 401k? Do you know the taxes involved? Let discuss your rollover options to maximize your be.


We all have dreams. Each of us wants to reach our goals, appreciate all of life’s gifts and enjoy the journey along the way. At Five Rings Financial, our specialty is turning aspirations into achievements. Preparing for your financial future is one of the most important steps you can take in life. From tax-advantaged strategies to lifetime income solutions, we can help you create and enjoy the retirement of your dreams.

Clients’ Testimonials

  • Thank you Ernesto and Gina Lopez. Your class/workshop was a true eye opener and something probably every adult needs. Financial literacy and understanding how to save for your future, and protect yourself. Looking forward to our follow-up meeting.

    - Glenn Rivero
  • Thank you for the great information given today. You both did a great job giving us great insight on financial freedom. I can’t wait on hearing more about it!

    - Lidia Lopez
  • Great information love to learn, thank you!

    - Norma Martinez

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